What Is the Best Way to Finance an HVAC Unit?

Are you tired of constantly shelling out money for costly repairs to your HVAC system? Do you find yourself dreading the thought of needing to replace your unit entirely? Luckily, we're here to help! In this article, we'll explore the different financing options available and help determine the best HVAC financing options for you. And if you're in Florida, be sure to contact Florida Man AC to help make your next AC unit more attainable!

What Is the Best Way to Finance an HVAC Unit - Infographic.png
Cash Payment.png

Cash Payment

  • The first financing option is to pay for your HVAC unit with cash. This option has several advantages, including the ability to avoid interest charges and debt. Additionally, paying with cash lets you own your HVAC unit outright, giving you complete control over its maintenance and repair needs. If you have the funds available, paying with cash may be the best option for you, but we know that life can throw you curveballs and not everyone has savings built up for a new HVAC unit.

HVAC Financing.png

HVAC Financing

  • If you don't have the cash to purchase your HVAC unit outright, HVAC financing may be the best option for you. AC financing allows you to make affordable monthly payments, which can be a more manageable way to pay for your unit over time. Additionally, AC financing may allow you to purchase a higher-quality HVAC unit that may be outside of your budget if you were paying with cash. Here at Florida Man AC, we specialize in helping people with all ranges of credit scores get financing for their new HVAC system.

Rebates and Incentives.png

Rebates and Incentives

Another financing option to consider is rebates and incentives. Many HVAC manufacturers offer rebates and incentives to customers who purchase new units. These incentives can range from cashback offers to extended warranties, and they can help offset the cost of your HVAC unit.

Personal Loans.png

Personal Loans

Personal loans allow you to borrow money from a bank or lender and make monthly payments over time, but normally only applicants with high credit scores can go this route. Whereas AC Financing through Florida Man is typically approved the same day, personal loans can take weeks or even months to secure. Personal loans usually have higher interest rates than AC financing, so before you start looking for a personal loan, get pre-approved through Florida Man AC today to see if you qualify for one of our many AC financing options so that we can help save you money.

AC financing companies can be a great way to get the unit you need without breaking the bank. At Florida Man AC, we offer a variety of AC financing options to help you get your new unit regardless of your credit score. Contact us today to learn more about how we can help you finance your HVAC unit and keep your home comfortable all year round!