Financing with Florida Man AC is impressively quick. We offer rapid financing through various lenders, leveraging extensive experience to identify the best choice for your situation. Our lightning-fast process can result in approvals taking as little as 15-20 minutes, depending on the specifics of your paperwork and financial situation.

Once your financing application is approved, our team moves quickly. We typically coordinate your system installation the very next day, subject only to equipment availability and local scheduling logistics. This fast turnaround is possible because we offer rapid pre-approval (often in under 20 minutes) and streamlined credit processing—even for less-than-perfect credit.

In short: more lender options, faster approvals, faster installs — all backed by a team that truly cares about getting you comfortable again.

Florida Man AC stands out because we’re not just trying to get you approved — we’re genuinely invested in your comfort and wellbeing. When your home is hot and you’re stressed, we go out of our way to make sure you get the financing you need and the installation you deserve, as fast as possible.

Most AC companies offer just one financing option, which limits your chances of getting approved. Florida Man AC is different. We work with a large network of dozens of financing partners, giving you far more ways to qualify — even with less-than-perfect credit.

From rapid pre-approval (often under 20 minutes) to next-day installation in most cases, everything we do is built around restoring your comfort quickly and without unnecessary delays.

Sometimes yes, sometimes no, it depends on the lender. Our goal is to avoid loan or lease programs that require down payments. We are trying to get you the absolute best deal possible. In most cases, there is no down payment.

It depends on the financing that is best for you. We use multiple finance companies because everyone’s situation is unique. We are not a one size fits all AC financing company, and we want everyone to have the ability to get the financing that helps them the most. That is why we tailor our solutions to your unique situation.

On our website, there is a “Get Pre-Approved” tab. If you fill out this form, we will have everything we need to understand your financial situation and determine what financing is best for you. If this is a challenge for you, we can also take your information over the phone.

Our goal is to make this experience as easy and stress free as possible.

Yes, absolutely. We get this question a lot. But it does depend on a few factors, like credit score, income, debt to income ratio, recent payment history, etc. We have a very high success rate at getting our customers approved. Give us a call or fill out the pre-approval form on our website and we will get to work right away.