AIR CONDITIONING FINANCING WITH BAD CREDIT

FINANCING AIR CONDITIONING UNITS WITH BAD CREDIT

No Credit · Bad Credit (620 and below) · Fair Credit (620-680) · Good Credit (680+)

At Florida Man AC, we believe in accessible climate comfort for all, so we offer air conditioning financing for bad credit. Regardless of your financial history, feel free to explore our resources and receive pre-approval with our form today! Our flexible air conditioning payment plans are tailored for every credit scenario because every Floridian deserves a cool, comfortable home.

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HVAC BAD CREDIT FINANCING SERVICES OFFERED FROM FLORIDA MAN AC

DO YOU KNOW WHY EVERYONE ACROSS THE COUNTRY IS READING HEADLINES LIKE THIS?

“Florida Man kidnaps scientist to make his dog immortal.”

OR THIS?

“Florida Man calls 911 to ask deputies to get him ice cream from his own freezer.”

It’s not because we love dogs and ice cream in Florida more than other places — although that may be true.

IT’S THE HEAT.

Plain and simple, spending too much time in the Florida heat will make you do and say and do some questionable things. That’s why at Florida Man AC, we make heat and air conditioning financing, bad credit included, accessible for everyone. Our HVAC financing for bad credit services include:

  • Tailored Bad Credit Solutions: We secure financing first after reviewing your pre-approval financing form and specialize in getting HVAC financing, bad credit clients to good credit clients, with budget-friendly plans.
  • Manageable Rates: We provide competitive and reasonable rates for customers needing HVAC bad credit financing. What’s better? We do it FAST!
  • Flexible Payment Options: Florida Man AC’s expert team crafts air conditioning payment plans that align with your financial situation, even if you have less-than-stellar credit.
  • Broad Lender Network: We partner with diverse and reputable lenders to offer suitable financing for new AC units with bad credit or HVAC systems. Regardless of your credit score, you’re covered.
  • Inclusive Credit Approach: We pride ourselves on our highly rated and accelerated customer service. Florida Man AC makes HVAC bad credit financing accessible and streamlined for same-day approval and next-day installation when possible.
  • Qualified Subcontractors: Once we secure HVAC financing with a bad credit-inclusive plan, we open up our premium access to our state-wide network of amazing subcontractors.

If you want to avoid becoming the next “Florida Man” headline, it’s time to invest in your comfort and sanity by working with Florida Man AC to get the HVAC replacement financing you need for your home. We work with those with great credit, good credit, no credit, or low credit because we believe everyone has the right to quality, reliable air conditioning in their home. At Florida Man AC, our subcontractors can often install the next day. That’s our goal.

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HOW HVAC FINANCING WORKS FOR BAD CREDIT OR POOR CREDIT

At Florida Man AC, we offer bad credit financing through a number of lenders. With our help, you can get budget-friendly financing for new AC units even with bad credit. Our air conditioning payment plans for bad credit customers cater to a range of credit scores, from no and bad to good. Here’s how it works:

  1. Submit Application for Bad Credit Financing: Complete our form for HVAC financing, catering specifically to those with not-so-great credit.
  2. Quick Approval: We specialize in efficient approval for air conditioning financing, bad credit or not.
  3. Lender Matching for Challenging Credit: We connect you with incredible lenders experienced in financing air conditioning units, even for bad credit clients.
  4. Custom Plans: We develop a budget-friendly plan to create financing for new AC units ( even if you have bad credit) that suit your financial scenario.
  5. HVAC System Selection: Choose the best system for your needs with HVAC bad credit financing.
  6. Prompt Installation Scheduling: Arrange a quick installation with our trusted subcontractors, even with HVAC financing with bad credit. We aim to install it swiftly, within a day.
  7. Relax with Your New System: Enjoy the comfort of your new HVAC system, financed to fit your unique credit situation.

With our years of experience in the business, we know which lenders are most likely to offer you financing and how to go about getting you approved. Once your financing is approved, our preferred subcontractors can typically start work the very next day. So, when your home is ready for a new HVAC system, through our network of subcontractors, we can get it done quickly and efficiently for you.

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WHY WORK WITH FLORIDA MAN AC?

Cool guy, cool smile, cool house.

ELIMINATE THE STRESS AND FRUSTRATION OF A CONSTANTLY BREAKING HVAC SYSTEM

At Florida Man AC, we specialize in air conditioning financing for clients with bad credit as well as those with good credit because everyone deserves to be comfy at home. We understand that financing for new AC units can be challenging with less-than-perfect credit, so we offer bad credit options for HVAC financing.

Woman who knows computers rule

WE’LL GET YOU A PAYMENT YOU CAN AFFORD

Our focus is on creating affordable air conditioning payment plans, regardless of your credit history. While we maintain a light-hearted approach, our commitment to providing HVAC bad credit financing is serious because there are few better feelings than walking in from the Florida heat to a chilled home.

This man loves HVAC so much

WE ARE EXPERTS IN OUR FIELD

With years of experience, we ensure you don’t have to face the Florida heat without reliable air conditioning. Once you approve our plan for financing with bad credit, our skilled subcontractors work diligently to provide the quality HVAC system your home needs.

Even breakfast is better with AC

YOU WON’T BECOME THE NEXT FLORIDA MAN HEADLINE*

When you choose Florida Man AC, you’re choosing comfort, expertise, and a cool, comfortable home that keeps you out of those wild Florida headlines*.

*Not guaranteed. This is Florida, after all.

Get Pre-Approved Today

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What our customers are saying about us

FLORIDA MAN WAS A GOD SEND

5 days ago my AC quit. And 4 days and 2 hours later I had a brand new unit installed without any hassle. The old unit was removed and hauled away. The area was completely cleaned up. And my house got cool like right now!! For some who has less than perfect credit Florida Man was a God send. He made the entire process hassle free. Price was competitive, name brand, energy efficient, financing was quick an easy. Convenient down payment that didn't break the bank. I hope to not need a new unit for quite some time, but if I do I know exactly where to go!! Thank you Frank at Florida Man and your wonderful crew.

- Robin B via Nice Local

HELPED ME GET MY AC UNITS

First of all, thank God for placing Frank on my path with an impressive level of humanity. The truth is that there are many AC companies, I'm not saying they are bad, but at the end of the day, if you don't have the budget or credit, they can't do anything in case Frank helped me get my AC units totally new. There are many helps that I didn't know existed and Frank reached that level of experience. May God give Frank a lot of health and strength to continue working and helping people as well. that if in this world there were more people like Frank and his team this world was different. God bless

Julio C via Google My Business

FLORIDA MAN IS GREAT

Florida Man is great. Our air conditioner went out in August. It was hot in our home. We called Florida Man, and he took great care of us. We had a new air conditioner installed within 3 days even though there seems to be a shortage on them right now. We appreciate all they did. Great company I recommend them if you are looking for help with your air conditioning needs.

- Cara A via Nice Local

– FAQs–

WHAT MAKES FLORIDA MAN AC UNIQUE IN ITS APPROACH TO PROVIDING AC FINANCING AND INSTALLATION?

We are Florida residents just like you! We know the importance of getting air conditioning financing, bad credit or not. At Florida Man AC, we’re committed to providing exceptional HVAC financing, especially for those with bad credit. Understanding the stress of AC issues, we have built a smooth financing process and fast installation. Our focus is on easing your worries with HVAC bad credit financing, making sure AC malfunctions don’t disrupt your day.

HOW QUICKLY CAN FLORIDA MAN AC INSTALL MY NEW HVAC SYSTEM?

At Florida Man AC, we prioritize speed and efficiency. Once we understand your situation and secure your financing approval, our skilled subcontractors are ready to start work the next day. We recognize the discomfort of a hot home in Florida, so we act fast to restore your comfort with quick HVAC installation.

IS THE PROCESS DIFFERENT FOR HVAC FINANCING WITH BAD CREDIT?

No way! After your financing with Florida Man AC is approved, air conditioning installation typically occurs within 1-3 days, subject to equipment availability. We partner with top Florida HVAC companies known for quality installations and use trusted brands like Rheem, Carrier, and Goodman to ensure excellence and reliability in our services.

Have More Questions?

We’d love to speak with you. Call us now to get started, or fill out the form at the bottom of this page, and we’ll get back to you shortly!

Call Florida Man AC Today