FL ROOFING FINANCING LOCATIONS
WE ARRANGE FINANCING FOR NEW ROOFS IN FLORIDA
If you’re in Florida and searching for local roofing companies that finance, you’ve found the right place. Florida Man AC arranges financing for new roofs and manages your installation from start to finish – so you get one team handling everything. Whether your roof is aging and your insurance company is pressuring you to replace it, or you’re already dealing with leaks, we offer a range of financing options at locations across Florida. From traditional lending to PACE financing in eligible areas, we’ll find an option that works for your situation. Fill out our quick pre-approval form and let’s get you one step closer to a comfortable, leak-free home.
SERVING ALL OF FLORIDA

FLORIDA MAN AC ROOFING FINANCING LOCATIONS
From the sunny shores of Miami Beach to the crystal-clear waters of Crystal River, Florida Man AC is your go-to for new roof financing across Florida. Whether you’re in Bradenton, Boca Raton, or beyond, we work with multiple lenders to find a financing option that fits your situation.
We’re the local roofing finance company that gets you a new roof without the stress. Let us make your home a dry oasis or a cozy retreat. For homeowners in PACE-eligible areas, you may qualify for financing based on your property – not your credit score – repaid through your property tax bill.
- Eligibility is based on your property - not your credit score or income. You'll need sufficient home equity, current mortgage payments, no property tax delinquencies or involuntary liens for the past three years, and your property must be in a participating area. PACE financing is repaid as an assessment on your property tax bill.
- Communities marked "Partially Covered" have limited coverage - not all properties in those areas are eligible. Fill out our quick pre-approval form and we'll confirm your eligibility and match you with the best financing option.
- Coverage areas change as municipalities opt in or out of the PACE program.
- This list is for informational purposes only and is not a guarantee of financing approval.
View All PACE-Eligible Communities in Florida
Florida Man AC arranges PACE (Property Assessed Clean Energy) financing for roofing in the following Florida cities and communities. PACE financing requires no credit check — approval is based on your property equity, repaid through your property tax bill. If your city does not appear below, we may still be able to help. Get pre-approved today and we'll explore what financing options are available for your situation.
Brevard County — Partially Covered
- Cape Canaveral — Partially Covered
- Indian Harbour Beach — Partially Covered
- Satellite Beach — Partially Covered
Broward County — Fully Covered (32 communities)
- Coconut Creek
- Cooper City
- Coral Springs
- Dania Beach
- Davie
- Deerfield Beach
- Fort Lauderdale
- Hallandale Beach
- Hillsboro Beach
- Hollywood
- Lauderdale by the Sea
- Lauderdale Lakes
- Lauderhill
- Lazy Lake
- Lighthouse Point
- Margate
- Miramar
- North Lauderdale
- Oakland Park
- Parkland
- Pembroke Park
- Pembroke Pines
- Plantation
- Pompano Beach
- Sea Ranch Lakes
- Southwest Ranches
- Sunrise
- Tamarac
- Unincorporated Broward County
- West Park
- Weston
- Wilton Manors
Citrus County — Fully Covered
- Crystal River
- Inverness
- Unincorporated Citrus County
Collier County — Partially Covered
- Naples — Partially Covered
Escambia County — Partially Covered
- Pensacola — Partially Covered
Flagler County — Fully Covered
- Beverly Beach
- Bunnell
- Flagler Beach
- Marineland
- Palm Coast
- Unincorporated Flagler County
Hillsborough County — Partially Covered
Note: Many Tampa mailing addresses are located in unincorporated Hillsborough County and may qualify for PACE financing. If your address says Tampa, get pre-approved and we will verify your eligibility.
- Unincorporated Hillsborough County (includes many Tampa-area addresses) — Partially Covered
Holmes County — Fully Covered
- Bonifay
- Esto
- Noma
- Ponce de Leon
- Unincorporated Holmes County
- Westville
Indian River County — Partially Covered
- Fellsmere — Partially Covered
Jefferson County — Fully Covered
- Monticello
- Unincorporated Jefferson County
Lake County — Partially Covered
- Mount Dora — Partially Covered
Lee County — Partially Covered
- Bonita Springs — Partially Covered
- Cape Coral — Partially Covered
- Fort Myers — Partially Covered
Levy County — Fully Covered
- Bronson
- Cedar Key
- Chiefland
- Fanning Springs
- Inglis
- Otter Creek
- Unincorporated Levy County
- Williston
- Yankeetown
Manatee County — Fully Covered
- Anna Maria
- Bradenton
- Bradenton Beach
- Holmes Beach
- Longboat Key
- Palmetto
- Unincorporated Manatee County
Marion County — Fully Covered
- Belleview
- Dunnellon
- McIntosh
- Ocala
- Reddick
- Unincorporated Marion County
Martin County — Fully Covered
- Indiantown
- Jupiter Island
- Ocean Breeze
- Sewall's Point
- Stuart
- Unincorporated Martin County
Miami-Dade County — Fully Covered (28 communities)
- Aventura
- Biscayne Park
- Coral Gables
- Cutler Bay
- Doral
- El Portal
- Hialeah
- Hialeah Gardens
- Homestead
- Key Biscayne
- Medley
- Miami
- Miami Beach
- Miami Gardens
- Miami Lakes
- Miami Shores
- Miami Springs
- North Bay Village
- North Miami
- North Miami Beach
- Opa-Locka
- Palmetto Bay
- Pinecrest
- South Miami
- Surfside
- Sweetwater
- Unincorporated Miami-Dade County
- Virginia Gardens
- West Miami
Monroe County — Fully Covered (Florida Keys)
- Islamorada
- Key Colony Beach
- Key West
- Layton
- Marathon
- Unincorporated Monroe County
Nassau County — Partially Covered
- Callahan — Partially Covered
- Fernandina Beach — Partially Covered
- Hilliard — Partially Covered
- Unincorporated Nassau County — Partially Covered
Orange County — Partially Covered
- Apopka — Partially Covered
- Orlando — Partially Covered
- Winter Park — Partially Covered
Osceola County — Fully Covered
- Kissimmee
- St. Cloud
- Unincorporated Osceola County
Palm Beach County — Fully Covered (38 communities)
- Atlantis
- Belle Glade
- Boca Raton
- Boynton Beach
- Briny Breezes
- Cloud Lake
- Delray Beach
- Glen Ridge
- Golf
- Greenacres
- Gulf Stream
- Haverhill
- Highland Beach
- Hypoluxo
- Juno Beach
- Jupiter
- Jupiter Inlet Colony
- Lake Clarke Shores
- Lake Park
- Lake Worth
- Lantana
- Loxahatchee Groves
- Manalapan
- Mangonia Park
- North Palm Beach
- Ocean Ridge
- Pahokee
- Palm Beach
- Palm Beach Gardens
- Palm Beach Shores
- Palm Springs
- Riviera Beach
- Royal Palm Beach
- South Bay
- South Palm Beach
- Tequesta
- Unincorporated Palm Beach County
- Wellington
- West Palm Beach
- Westlake
Pasco County — Fully Covered
Note: New Port Richey, Wesley Chapel, Land O'Lakes, and many other Pasco addresses fall in unincorporated Pasco County and may qualify for PACE financing.
- Port Richey
- Unincorporated Pasco County (includes New Port Richey, Wesley Chapel, Land O'Lakes, Lutz, and other communities)
- Zephyrhills
Sarasota County — Fully Covered
- Longboat Key
- North Port
- Sarasota
- Unincorporated Sarasota County
- Venice
Seminole County — Partially Covered
- Sanford — Partially Covered
Suwannee County — Fully Covered
- Branford
- Live Oak
- Unincorporated Suwannee County
Volusia County — Partially Covered
- Daytona Beach Shores — Partially Covered
- Edgewater — Partially Covered
- Orange City — Partially Covered
- Port Orange — Partially Covered
Don't see your city listed? PACE financing is not available in all Florida counties. Fill out our quick pre-approval form and we'll explore what financing options may be available for your situation.
We love Florida, but want to leave any rain outside, and we’re guessing you feel the same way. Don’t let financing stand between you and the ultimate protection that a new roof can provide. A new roof is a big investment, and we believe the right financing should make it easier, not harder. That’s why we work with multiple lenders to find an option that fits your situation. Prefer traditional financing? We’ve got you covered. Looking for an alternative where approval is based on your property instead of your credit? PACE may be the right fit. Either way, fill out our quick pre-approval form and we’ll walk you through your best options.
FLEXIBLE OPTIONS FOR FINANCING A NEW ROOF IN FLORIDA
When it comes to obtaining roof financing in Florida, we believe your options shouldn’t start and end with your credit score. At Florida Man AC, we believe everyone deserves the opportunity to create a safe, dry living environment. That’s why we work with multiple lenders and financing programs to match you with the best path to a new roof. For homeowners in PACE-eligible areas, approval is based on your property – not your credit score. Fill out our quick pre-approval form and we’ll help you find the right fit.
We provide a solution for every PACE-eligible city and county in Florida, no matter your credit score. Whether you have a pristine credit record or have faced challenges in the past, PACE approval is based on your property – not your credit history. As long as a few basic property requirements are met, we’ll connect you with financing options that let you upgrade your roof without the stress of credit checks. With our commitment to making quality roofing services accessible, you can enjoy a perfectly dry, safe home in Florida without concerns about credit hindrances.
Worried about your credit score? In PACE-eligible areas, approval is based on your property – not your credit. No credit check required. Not in a PACE area? We work with multiple lenders and can help you explore your options through our quick pre-approval form.
LOCAL ROOFING COMPANIES THAT FINANCE IN FLORIDA
When seeking reliable roof financing solutions in Florida, look no further than Florida Man AC. We started out as an AC finance company and realized we could help Floridians with roofing too. As one of the leading roofing financing companies in the state, we have established a network of trusted partners that share our commitment to excellence. Our partnerships with reputable roofing lenders ensure that you have access to flexible financing plans tailored to your needs.

FINANCE NEW ROOFS ANYWHERE IN FLORIDA
At Florida Man AC, we understand the importance of accessibility and ease in obtaining financing for your roofing needs. If you’ve been searching for roofing companies that finance, you’ve found something better – a team that focuses entirely on finding you the right financing, from traditional lending to PACE financing in eligible areas across Florida. Whatever your situation, we’ll work to find the right fit for you.
Our roofing financing services are available throughout Florida, with locations we serve in every corner of the state. Once we secure your roof financing, our expert subcontractors get to work – we prioritize getting your install scheduled as soon as possible so you’re not waiting around with a leaky roof. Choose Florida Man AC for your roof financing needs. We’re here to help you get the comfortable, leak-free home you deserve. Fill out our quick pre-approval form and we’ll walk you through your options.

What our customers are saying about us
WONDERFUL TO WORK WITH!
I have worked with Florida Man twice now. The entire process with the whole team was a pleasure. This company is wonderful to work with!
– Jennifer
POLITE AND EFFICIENT!
Florida Man took great care of us. They answered all my questions and made sure everything went well. The entire team was prompt, polite, and efficient. I highly recommend Florida Man and his team!
– Heath
I COULD, AND I DID!
When my ac broke, I really didn’t think I could afford to have it replaced. But I could. And I did. Thank you, Florida Man.
– Jerome
Have More Questions?
We’d love to speak with you. Call us now to get started, or fill out the form at the bottom of this page, and we’ll get back to you shortly!