HVAC Financing in Okaloosa County, Florida

Get Financed for a New Air Conditioner with Good Credit, No Credit or Bad Credit in Okaloosa County, Florida

No Credit · Bad Credit (620 and below) · Fair Credit (620-680) · Good Credit (680+)

Get Pre-Approved Call Now

Hero Trust Badges 04 - Green - Landscaping.png

We Finance and Use Trusted Subcontractors To Install Your New AC, Even If You Have Bad Or No Credit

Same day AC financing and AC installation by a preferred subcontractor in Okaloosa County. Get a brand name AC System with a 10-year stress-free manufacturer's warranty.

CALL US AT (844) 565-2665

If you'd rather see if you qualify before talking to someone, you can get pre-approved here.

5 Star Experience 05  - HVAC Financing Services.png
Cool Woman.jpg

Is It Hot In Here?

Don't let the heat drive you to be the next Florida Man headline (we've all seen that guy before)

  • Bad Credit? We can get you financed for a new AC
  • No Credit? We can still help
  • Good Credit? Nice

All with no down payments and no insane interest rates


Get Pre-Approved Today!

Florida Man AC serves Okaloosa County including the following cities:

  • Destin
  • Fort Walton Beach
  • Crestview
  • Niceville
  • Shalimar
  • Mary Esther
  • Baker
  • Valparaiso
  • Laurel Hill
  • Cinco Bayou
  • Ocean City
  • Wright
  • Lake Lorraine
  • And More!


Woman on couch.jpg

New AC, 10 Year Manufacturer's Warranty, & Maintenance

That's right. 10 years. We utilize a network of trusted subcontractors to install your new AC system. When one of our subcontractors installs your new AC, you can get out of the heat for the next 10 years (unless you go outside).

So, low interest rates, approval at almost any credit score, and we'll show you how to do the basic maintenance yourself so you don't have to pay some HVAC company $200 to come change a filter.

See If You Qualify

Woman leaning back on couch.jpg

Financing, Depending On The Specifics...

We've cultivated relationships with more finance companies than most HVAC companies are even willing to consider (mostly because it takes a lot of time and research to find them all).

So depending on who we can match you with, you could see:

  • $0 down
  • 6-12% APR
  • Utility Rebates

Don't Wait. Start Getting Cooler Today.

What's the process to get started with Florida Man AC (updated).jpg

What's the Process Look Like?

We make it easy! It's almost like using a cheat code to cool your home down.

Here's the deal:

STEP 1: Give us a call, fill out the form, or go right for the pre-approval, your choice (If you want to talk to someone first, go with the contact form above or give us a call).

STEP 2: We'll talk about your financial situation and needs and get you hooked up with a finance plan that fits you best!

STEP 3: Usually, one of our trusted subcontractors can install your new AC the next day.

STEP 4: You can kick back and relax in a home that doesn't bake you like Thursday night's frozen pizza.

I'm Ready! Get Pre-Approved Now.

If you still have some questions, we'd be happy to answer them.

If your AC or heating unit is broken, unreliable, and ready to be replaced, don’t wait any longer. The team at Florida Man AC will help you get approved for good or bad credit financing so you can enjoy a comfortable home all year round. Reach out to us today to get started.


Get Pre-Approved